What outsourced bookkeeping costs for an insurance agency (and what’s included)
What's included in every tier
How 83 Oak prices it
Outsourced bookkeeping should make your monthly numbers easier to trust—not harder to understand. This guide breaks down typical costs for an insurance agency and what each tier includes.
Pricing should be clear enough to compare, with no surprise hourly bills or vague promises.
Essential — $275/month
Growth — $375/month
Premium — $500/month
Custom — priced to fit the agency
One-time setup: $500. Add a bonus service for $50/month.
What you are not paying for (unless you add it)
Every tier includes:
• Monthly categorization and reconciliation in QuickBooks Online
A monthly close with clear owner-ready numbers
• A concise monthly report and a place to ask questions
• Consistent deadlines, documentation, and a clean handoff
Not included unless you add it:
• Payroll and sales-tax filings
• Bill pay, invoicing, or collections
• Tax preparation, audit support, or historical cleanup beyond onboarding
How this compares to the usual alternatives
Compared with hourly bookkeeping, a fixed monthly tier makes the cost predictable. Compared with a full-time hire, it gives you a clear monthly close without payroll, benefits, or another seat to manage. The right comparison is the clarity and consistency your agency gets each month.
How to choose a tier
Start with the tier that matches your current transaction volume and how much confidence you want in your monthly numbers. Move up when the agency grows or you need more owner reporting; choose Custom when you have a specific workflow or add-on need.
Related resources: Monthly close for insurance agencies · Bookkeeping for insurance agencies
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